Vision
We seek to become the preferred Financial Co-operative Credit Union in Ghana.
Trusted by 11,880+ Members
Your Future, Our Promise
Me Daakye Anidaso - ROAA Co-operative Credit Union provides prompt, member-centered financial services to improve your living conditions.
GHS 72M+
Total Assets
5
Branches
13+
Years of Service
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Secure Savings
Your deposits are safe and insured with us
payments
Easy Loans
Quick access to affordable credit facilities
smartphone
USSD Banking
Dial *888*55# for instant account access
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Community First
Built by members, for members since 2011
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Mission
Providing prompt and member-centered financial and competitive services to help improve members' living conditions.
Tag Line
ROAACCU! Me Daakye Anidaso - Your Future, Our Promise.
Core Values
Fairness . Accessibility . Reliability . Member-Focus - The FARM principles that guide everything we do.
About Us
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Building Financial Futures Together
ROAA Co-operative Credit Union Ltd. (ROAACCU) was established in November 2011 through the initiative of the National Executive Council (NEC) of the Rubber Outgrowers and Agents Association (ROAA). It was formed to primarily take care of the extra credit facilities requested by the Association's members (farmers) and later, its common bond was opened to embrace the community.
CUA Affiliation
In April 2013, ROAACCU was affiliated to the Ghana Co-operatives Credit Unions Association (CUA) Limited and registered with the Department of Co-operatives in November 2013.
Award-Winning Institution
Multiple national awards including Best Financing MFI in Agriculture & Best Microfinance Methodology and Best Higher Outreach in Rural Areas by GHAMFIN.
5 Networked Branches
Head office at Agona Ahanta with branches in Manso Amenfi, Wassa Simpa, Nzema Ayinase (Western Region) and Assin Foso (Central Region).
ROAACCU is currently among the large Credit Unions in Ghana and the largest Credit Union in the Western and Western North Regions with more than GHS 72M total assets.
Performance
2024 Annual Budget
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Members
89%
monitoring
Shares
92%
savings
Savings
71%
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Total Assets
72%
verified
Reserves
104%
savings
Surplus
25%
groups
11,880+
Happy Members
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5
Branches Nationwide
paid
GHS 72.3M+
Total Assets
Services
Financial Services For You
Enjoy countless modern banking services designed for your convenience.
smartphone
Mobile
USSD *88*55#
Check your account balance and deposit into your account anytime, anywhere.
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Transfer
MoMo Services
Deposit, withdraw and send money across all mobile networks seamlessly.
payments
Payment
Ezwich
Enjoy convenient Ezwich biometric payment services at all branches.
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Banking
Cheque Clearing
Deposit cheques bearing your name with fast and reliable clearing.
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Account
Cheque Account
Own a personal or business cheque book for convenient payments.
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24/7
ATM Services
Access your funds 24/7 through our ATM machines at all branches.
Recognition
Award-Winning Excellence
A proud history of national recognition for our commitment to financial inclusion, transparency, and community impact.
#01
GHAMFIN Award 2022
Best Microfinance Methodology
Number 1 best microfinance in methodology across Ghana, recognized for innovative approaches to financial inclusion.
#02
CUA Award 2015
1st in Reporting
Best in submission of regular returns and timely monthly financial reports for transparent governance and compliance.
#03
CUA Award 2016
Best CUSoft Usage
Best performed credit union in the usage of CUSoft accounting software, demonstrating digital excellence and adoption.
#04
CUA Award 2017
Best Digital Services
Leading digital innovation in financial services technology adoption, setting industry standards for modern banking.
#05
CUA Award 2018
Excellence in Community Impact
Recognized for outstanding commitment to community development and social responsibility initiatives across Ghana.
Products
Investments
Savings
Investments
Savings
Loans
Savings
Loans
Loans
Loans
Loans
Loans
Loans
Loans
Loans
Our Financial Products
Explore our wide range of savings, investment, and loan products tailored for you.
Investments
PS
Prime Savings / Fixed Deposit
Savings
MS
Member Savings
Investments
MI
Member Investment
Savings
SS
Smart Savings
Loans
RPL
Rubber Power Loan
Savings
MD
Mofabra Daakye
Loans
AML
Akatua Mpontu Loan
Loans
DSC
Direct Sales Loan
Loans
LTL
Long Term Loan
Loans
LTL-1
Long Term Loan Special
Loans
STL
Short Term Loan
Loans
FQL
Farmer Quick Loan
Loans
FTL
Fast Track Loan
Loans
SFL
Short-Seasoned Farmers' Loan
Leadership
Board of Directors
Mr. Joseph Appiah
Chairman
Mr. Ebenezer Oppong
Vice Chairman
Mrs. Ethel Quansah
Secretary
Mr. Anthony K. Adiaba
Treasurer
Mr. Emmanuel B. Tsiubah (Esq)
Member
Mr. Alex Arthur
Member
Mr. Emmanuel Owusu-Acquah
Member
FAQ
Frequently Asked Questions
Find answers to common questions about our services, membership, and products below.
Still have questions? Contact us
Yes, ROAACCU operates under Ghanaian regulations and is
recognized by the Bank of Ghana.
Membership shares are required, but our team can guide you
through flexible options.
Yes, shares confirm membership and support the credit union's
capital base.
Yes, you can check balances using our USSD and mobile services.
We offer SMS alerts for key transactions to keep members
informed.
Yes, we provide cheque services including clearing and cheque
accounts.
Loan eligibility depends on savings history; contact us for
tailored guidance.
Contact
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mail
call
Get In Touch
Reach out to us through any of the channels below. We're here to help.
Visit Us
Head Office: Agona Ahanta, W/R
GPS: WH-0010-3904
Email Us
roaaccugh@gmail.com
roaaccuagonaahanta@gmail.com
Call Us
+233 248 735 558
+233 256 111 555